Sar: Student Aid Report 2025

Sar: Student Aid Report: What You Should Know

The SAR can also help you make decisions about your need-based student aid. Why do I need to get my SAR ASAP? You only get your SAR if you don't file your FAFSA form by the deadline, and your FAFSA does not show all of your financial information and information about your income/financial resources. If your FAFSA form doesn't tell you your basic information about your eligibility, you won't know if you qualified for needed aid — like student loans or Well Grants. You will also not know if you qualify for grants or loans, since you may not have a record of your financial need or your ability to repay your loans. What are the basic financial information that go into the SAR? The first page of the SAR tells you the following basics about your family's annual income. How Many Financial Resources: Each person is allowed to provide an approximate dollar amount that is available to the student, based on their annual income on a “family standard of living” in their home state. For information on how to calculate your family's monthly income or the standard of living in your state, see the Student Aid Data Book. Note: Your estimated family income may vary from the amount listed here because your annual income may differ from the federal poverty guidelines, college financial aid, or family expenses. Earned Income: Your income is estimated on the basis of information about your job history and income history, and how your employer determines and accounts for income. How your parent reported his or her income and how you report your own income is important. Payments and Expenses: This item tells you how much money comes in and goes out each week. The type of money you earned or spent when you earned it is a key factor in the amount you are allowed to include. How do I understand the other sections of the SAR?  SAR: Annual Income and Gross Monthly Income The SAR also tells you how much money each family member made (or doesn't) every month, and for what purpose. SAR: Gross Monthly Income and Expenses Gross monthly income and expenses give you basic information about all the expenses each family member incurred last month, including bills, utilities, and transportation.

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